Emergency Assistance
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Emergency Assistance In the event of a medical or personal emergency, We will pay for and First Assistance will provide:

(i) 24 hour emergency medical advice and assistance

(ii) 24 hour referrals to a doctor for medical treatment

(iii) Payment guarantees for emergency hospitalisation or medical treatment

(iv) First Assistance will also help in forwarding any messages, which need to be passed to Your family or friends in the event of an emergency.

Medical Evacuation, Repatriation,
Funeral Benefits & Family Assistance/Travel Expenses

In the event of an illness or injury sustained by You and happening during the Period of Cover, We will pay for:

(i) Your medical transfer if First Assistance advises that You must be transported to the nearest hospital for emergency medical treatment or if appropriate evacuated back to Your Country of Origin under medical supervision. The maximum We will pay is £35,000/€/$50,000

(ii) Following Your death, the reasonable cost of either burial or cremation in Your Country of Study or for repatriating Your remains or ashes to Your place of residence in Your Country of Origin. The maximum We will pay for all expenses including formalities, embalming, coffin and air transport is £3,200/€/$5,000.

(iii) Following your repatriation to your Country or Origin we will pay £6,400/€/$10,000 “StudentCare Plus”, £3,500/€/$5,000 “StudentCare” for continuing medically treatment providing that your policy is still valid.

(iv) Upon medical advice, an economy class return airfare for a person requested by You to travel to Your Country of Study to the place where You are receiving medical treatment, if You are hospitalised as an in-patient whilst in Your Country of Study. The maximum We will pay (including accommodation expenses) is £650/€/$1000.

(v) Assistance and advice in resolving problems arising from local administration requirements or following the loss of passports, travel documents or an involvement in a motor vehicle accident.

No excess will apply to this Section.

WE WILL NOT PAY FOR

(i) Any claim for medical evacuation or repatriation incurred without the consent of First Assistance.

(ii) Any claim for medical evacuation for maternity care unless a doctor has certified that local facilities are
inadequate and a surgical procedure is required to safeguard the life of the mother or unborn child.

(iii) Any claim arising from an event listed as a General Exclusion.