Personal Liability
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WHAT WE WILL PAY FOR

(i) Any sums which You are legally liable to pay, including legal costs, in respect of the death or bodily injury to any person or for the loss of any damage to property not owned by You happening as a result of an accident occurring within Your Country of Study and during the Period of Cover.
The maximum amount We will pay in respect of all claims including legal expenses is “StudentCare Plus £325,000/€/$500,000”, “StudentCare £160,000/€/$250,000”.

WE WILL NOT PAY FOR

Personal Liability Arising From:

(i) The theft, loss or damage to any property which belongs to You, is in Your care or control or belongs to or in the care or control of a relative of Yours, Your travelling companion or Your host family.

(ii) Injury to You, Your travelling companion or to a relative of either of You.

(iii) The ownership, custody or use of any aerial device, watercraft or mechanically propelled vehicle.

(iv) The conduct of a business profession or trade.

(v) Any unlawful, malicious or intentional act by You or for any fine, penalty or damages of that type.

(vi) Any Workers Compensation Legislation, Industrial Award or agreement or Accident Compensation Legislation.

(vii) Any event that occurs outside the legal jurisdiction of Your Country of Study.

(viii) Any event listed as a General Exclusion.